$0 Down Home Loans with eHomeLoan

Unlock homeownership today with NO down payment—let eHomeLoan connect you to your dream home faster!

Why Choose eHomeLoan for $0 Down?

Program Type	Features	Who Qualifies
VA Home Loans	– 100% financing – No PMI – Low rates	Active military Veterans Some surviving spouses
USDA Rural Housing Loans	– Zero down for approved areas – Low fixed rates – Flexible credit guidelines	Moderate-income buyers Homes in approved areas First-time & repeat buyers
State/Local Zero-Down	– Special partner programs – Regional incentives	Based on specific state/local program

Pre-Qualification
Complete our simple online form.
Program Match
Our technology matches you to your best option.
Get Approved, Start Shopping
Receive a pre-approval letter and shop with confidence.
Rapid Closing
Experience a streamlined close—all online.

Most borrowers benefit from:

Our team helps you understand closing costs (some may be included in the loan), long-term affordability, and provides access to homebuyer education.

Which programs offer zero-down?
We connect you to VA, USDA, and diverse state/local options tailored to your profile.

Do I need perfect credit?
No! Many zero-down programs accept a range of credit scores (typically 620+).

Can closing costs be included?
Some programs let you roll closing costs into your loan—ask our advisors for details.

Learn more about regional options:

Don’t let a down payment hold you back—your dream home is closer than you think!

At eHomeLoan, we believe everyone deserves a chance at homeownership. Our $0-down solutions make it possible.